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Do you have coverage for collisions with uninsured drivers?

Carrying motor vehicle liability insurance protects you in the event that you make a mistake and cause a collision with another vehicle. It's also a requirement under the law. New York mandates that every person registering a motor vehicle must have at least $10,000 in property damage coverage and at least $25,000 for bodily injury or death of one person, or $50,000 for injury or death to two or more people.

Cold winter weather brings increased risk of a slip-and-fall

Contrary to what you've seen in comedies or on sitcom television shows and cartoons, slipping and falling can be quite a serious issue. Although some people may walk away with nothing more than a bruised bottom, other people are not so lucky. In some cases, in fact, the injuries associated with a slip-and-fall incident can prove permanently debilitating or even fatal.

Don't let the winter blues impact your driving

The winter months are hard on many people because of the cold and the darkness. Many people don't stop to think about how much they enjoy the warmer months and the sunshine that comes with them. The fact is that the human body needs vitamin D, which is received from the sunlight, to thrive. When the winter months hit and people are indoors and go days without actual sunshine, there is a chance that the winter blues might set in.

Suffered a head injury? Here are some possible side effects

Brain injuries are devastating to individuals because of their lasting impact. Even if the injury takes only a few weeks to heal, it could mean that the individual falls behind on bills, misses important events or has other issues in his or her life. Medical bills pile up, and there is always the possibility of a second head injury causing even more harm because of previous injuries.

Car accidents can result in major medical expenses

Every time you get behind the wheel of a car, you are taking a real risk. The potential always exists for a collision or accident. Sometimes, a component in a vehicle fails, resulting a person losing control of the vehicle. Other times, a driver could be intoxicated or distracted, leading to poor decisions and a crash. No matter how safely you drive, other people on the road can still cause an accident that leaves you seriously injured and with a non-working vehicle.

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